Camu
Home

Camu offers Student Education Loan Options from the Student App

Camu

Table of Contents


  1. Introduction
  2. Challenges in Student Funding
  3. Camu’s Innovative Loan Products
  4. Benefits for Students and Institutions
  5. Expert Insights
  6. Future Roadmap and Partnerships
  7. Request a Free Demo

Introduction


Camu has significant industry experience, having served over 1.2 million students. AR Swami, CEO of Camu, highlights a major barrier to enrollment: student funding. “Only 8% of the students believe that it is possible to get an education loan,” he says. Recognizing that education loans have traditionally been difficult to obtain and not aligned with students’ realities, Camu set out to remove this obstacle and increase institutional success.


Challenges in Student Funding


Traditional education loans focus heavily on parents’ credentials and financial background, often leaving students without access to necessary funding. This creates unnecessary hurdles that can derail a student’s educational journey.


Camu’s Innovative Loan Products


In collaboration with several education loan providers, Camu has structured multiple loan products to boost disbursement significantly. These include:


  • Upfront payment of the entire fees to the institution
  • Personalized EMI plans and loan tenures for students
  • Zero-cost EMI options

Students can apply for these loans directly via the Camu student app, ensuring a fast, seamless process that can be completed in as little as 6 hours, depending on documentation. Once approved, loans are directly disbursed to the institution, and both students and institutions can track loan status within the app.


Benefits for Students and Institutions


Dr. Hariprakash, Additional Registrar at Bharath Institute for Higher Education and Research, praises the initiative: "It was about time for such a feature to be introduced... The option for the institution to get upfront fee payment allows it to focus on operations and improve education quality.” Camu’s loans focus on the student’s credentials and employability potential, rather than just their parents’ financial background, enabling more students to access funding.


Expert Insights


The traditional education loan model has neglected students’ future employability. Camu’s “pay it forward” approach considers students’ potential, ensuring loan eligibility aligns better with career prospects, increasing chances of repayment.


Future Roadmap and Partnerships


Camu’s personalized loan tenure options range from 3 months to 10 years, supporting students’ unique needs. The company partners with leading financial institutions that assess students based on academic performance and parental financial status, providing a balanced and fair loan approval system.


Request a Free Demo


Interested institutions or students can request a free demo to learn how Camu’s student loan products can transform education funding and institutional success.


Stay up to Date